Identifying Opportunities in Economic & Regulatory Trends

Economic Trends:

A.   https://www.regulations.gov/document?D=CMS-2019-0111-0092

B.    I found this article on regulations.gov, a website where posts are made on federal decisions. This article was about Medicare programs and changes to the physician fee schedule.

C.     I believe this information suggests an opportunity might exist because if this law is passed it is important because the payment systems need to be updated reflecting the medical practice and value of services.

D.     I think those who are in the medical practice services and in the Medicare programs are most likely to be the customers with this opportunity.

E.     I think this opportunity would be relatively easy to exploit because it’s just changing the way the payment system is run and making new regulations to the program.

I saw this opportunity because I often hear many different things about Medicare and after finding this article they proposed a rule to revise the payment policy and make other policy changes, I thought this article was interesting because I was unaware of what changes had to be made.

A.    https://www.usatoday.com/story/money/cars/2019/09/15/united-auto-workers-union-calls-national-strike-against-gm/2334060001/

B.    I found this article on USA today. The main point of the article is based on the automobile workers going on strike after not being happy with their working conditions.

C.     I believe the opportunity exists because when a strike occurs it hurts the economy so there should be rules about strike so there are no problems with the economy.

D.    The united automobile workers are the customers in this opportunity.

E.     I believe this would be a relatively easy opportunity to exploit. I think that because after seeing the issue, creating a contract to make majority of the workers happy after seeing their issues could be easier and easier to get their approval after seeing a change.

I saw this as an opportunity because many times you hear about certain unions going on strike about their pay or working conditions, and I believe it is time for them to change the regulations and see the importance of better working conditions.

Regulatory Trends:

A.   https://www.nytimes.com/2019/09/04/business/wells-fargo-closed-accounts.html?rref=collection%2Ftimestopic%2FFinancial%20Legal%2FRegulatory&action=click&contentCollection=timestopics&region=stream&module=stream_unit&version=latest&contentPlacement=2&pgtype=collection

B.    I found this article while searching for regulatory trends. This article is about how Wells Fargo over charged customers after informing them that they will be closing their accounts.

C.    I believe an opportunity might exist because after Wells Fargo collecting frees as revenue after the accounts are being closed should not be occurring and should be something that the government looks into and makes a rule for the future so this doesn’t happen again.

D.   I believe Wells Fargo is the customer with the opportunity.

E.    I believe this will be a relatively difficult opportunity to exploit because it is going to invest so much time looking into all of the accounts that were closed with Wells Fargo and the charges that have occurred within them.

I see this as an opportunity because this should not be occurring within a bank and there should be regulatory laws to stop this.

A.   https://www.nytimes.com/2019/08/31/opinion/sunday/marijuana-legal-states-federal.html?rref=collection%2Ftimestopic%2FFinancial%20Legal%2FRegulatory&action=click&contentCollection=timestopics&region=stream&module=stream_unit&version=latest&contentPlacement=5&pgtype=collection

B.    While looking for a regulatory trend article I came across an article discussing the legalization of marijuana and the fact that marijuana is legal in many states but still illegal under federal law.

C.    I believe an opportunity exists because it is legal in many states, the congress is considering creating an Act which would protect marijuana business against the federal bank regulations.

D.   I believe Marijuana businesses within the legal states are the customers of this opportunity.

E.    I believe this will be a relatively difficult opportunity to exploit because the banking of marijuana is unstable and the marijuana related banking is also very expensive.

I see this as an opportunity because as marijuana starts becoming legal in many other states it is going to be important that there is a fair banking act to protect the investors who are involved within this business.